Citizen Fraud Information
What is phishing?
Phishing is a scam typically carried out through unsolicited email and/or websites that pose as legitimate sites and lure unsuspecting victims to provide personal and financial information.
Report all unsolicited email claiming to be from the IRS or an IRS-related function to email@example.com. Recent scams have used the Electronic Federal Tax Payment System (EFTPS) to attract potential victims. Also, if you've experienced any monetary losses due to an IRS-related incident, please report it to the Treasury Inspector General Administration (TIGTA) and file a complaint with the Federal Trade Commission (FTC) through their Complaint Assistant to make the information available to investigators.
NOTE: Please refer to Contact the IRS if you have a tax question not related to phishing or identity theft.
| Welcome to the Financial Crimes information page. Below, you will find information on common crimes, valuable resources and tools that may assist you, our citizens, and keep you from being victimized.
Credit Card Theft and Fraud
| What is Credit Card Theft?
In its basic terms, Credit Card Theft involves obtaining or taking credit card(s) or credit card numbers of another with the intent to use them fraudulently.
What is Credit Card Fraud?
This occurs when the credit card or credit card numbers are used fraudulently without the consent of the cardholder.
If you discover fraudulent transactions on your credit card account, and you still have possession of your credit card, then you may likely be the victim of an Identity Theft. To learn more about Identity Theft, please visit that section.
Please keep copies of all transactions showing the fraudulent transactions. If someone signed a credit card receipt in your name, then they may also be committing a separate offense called Credit Card Forgery.
What are some examples of Credit Card Theft and Fraud?
Some recent examples include:
When you give someone your credit card to use, and they charge more than what you allowed them to use, then this may not be a crime. Many credit card user agreements explain that when you authorize someone to use your card, then they become an “authorized user”.
What should I do if I discover that my credit card was fraudulently used?
Check Fraud / Bad Checks